DSK Bank

Traditional leader in retail banking, DSK Bank is among the leaders in corporate banking as well. It is the financial institution with the largest client base and the leader in trust among users of financial services. The Bank is also the best preferred employer among the students in the country.

As a modern company with a long-term business strategy and large-scale digital transformation DSK Bank invests in innovative offices, cutting-edge products and customized solutions for its clients. It is the Bank’s strategic goal to offer exceptional customer experience and prove its social responsibility through its active part in upholding the sustainability and stability of the Bulgarian bank system.

Expansion in Bulgaria

In early 2019 DSK Bank finalized the deal on the acquisition of Societe Generale Expressbank and its subsidiaries in Bulgaria. 

After closing off the two banks’ integration on May 4, 2020, the newly emerged united bank positioned itself very close to the top in terms of assets and became the leader in deposits and loan portfolio, also disposing of the largest branch network in the country and a variety of innovative banking channels.

Digitalization of banking processes

DSK Bank undertook to transform and digitalize its business operations, keeping and upgrading its technological infrastructure to meet the highest and up-to-date standards and mechanisms on bank safety and security.  The Bank offers reliable and convenient services by way of its modern digital channels, as well as offline – by way of the Bank’s points of sale, providing clients with customized solutions as per their specific needs. 

Innovative channels and high-tech solutions

DSK Bank’s high-tech offices provide full digital services, where two years ago artificial intellect was introduced in the shape of a humanoid meter-greeter robot called Pepper. The Bank’s electronic and mobile banking platforms DSK Direct and DSK Smart, as well as the application for online signing of transfers and documents DSK mToken are increasingly gaining recognition as preferred channels for online banking. These channels provide clients with quick, easy and convenient access to their funds, up-to-date information on account movement, options for money transfers, change of debit card limits, applying for a virtual card and credit products, payment of utilities, etc.   

Investors should have in mind that the value of the funds’ units and the income from them may decrease, the profit is not guaranteed and they take up the risk of not recovering their investment in full. Before making a final investment decision, it is advisable for investors to familiarize themselves with the Prospectus and the Key Information Document of the respective fund. The documents are in Bulgarian and they are available on the website of DSK Asset Management AD (www.dskam.bg), and upon request can be obtained free of charge on paper at the office of the Management Company or at the offices of the DSK Bank AD, designated as a distribution point, every working day within their working hours.